[NTLUG:Discuss] IP idemnification - a concern?

[Kevin Hulse]

Quoting Steve Baker <sjbaker1 at airmail.net>:

> Overall, the industry doesn't need indemnity insurance.  It's a
> zero-sum game - except that the insurance companies will take their
> cut.
>
> Just look what happened to the Medical profession.  Everyone who
> might even remotely get sued takes out malpractice insurance.  Hence,
> there is far less deterrance against malpractice.  Patients who are
> victims get lots of compensation - but at the cost of jacking up
> health care costs.  Since the insurance companies make profits on

     A civil lawsuit ultimately boils down to someone not willing to
be responsible for their actions. By requiring that lawyers get
involved, guilty parties ensure that victims recieve less and that
the entire process is painful and inefficient.

     Now this lack of personal or corporate responsibility creates
a situation that will eventually be abused. Much of it could be
eliminated if other Doctors simply failed to tolerate the members
of their profession that drive up malpractice premiums.

     Ever seen MASH? Think Major Burns.

     Behind every multimillion dollar verdict, there's a Ferret Face
and a collection of 9 average joes that Ferret Face managed to piss off.


> malpractice insurance, the average payout per patient is less than
> the average cost per patient.   It would be better to allow each
> person to take out insurance against something bad happening to them
> at a level they regard as good risk.

     Insurance is a game of making excuses of why you won't pay a claim.
Creating a new branch of the insurance industry is really a bad idea. Just
contemplate many of your own experiences with auto insurance.

[deletia]

-- 
...as if the ability to run Cubase ever made or broke a platform.
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